Beautiful story, I'm in my mid-40's as well and drive an older Toyota and don't give a fish about my appearances too much either... chasing the flashy shiny life sucks! It's not the goal, it's not "the way" for sure. Money is a tool, and that's it. Learn to use it to make your dream life a reality, but don't make Money the god and goal to be chased, then you'll lose...