Life happens, and I strongly agree with your perspective on "employed" vs. "entrepreneur" life. The entrepreneur learns to "walk on his own legs" - and that's it. If you can learn to walk earlier, then that's even better. And ultimately, being an employee for too long will rob you that ability and when "the letter" comes, the mojo or confidence won't be there anymore... so, yes, nothing in life is certain except death and taxes, the rest can be figured out!