You'd love to explore what Jessica (The Fioneers) has mapped out around Slow-FI, Barista-FIRE and Coast-FI concepts... great stuff, and all align with your points. Personal Finance is personal... so, I loved to push it a bit in my early years, as for me it was worth it to reach certain thresholds early (e.g. before becoming a father) and now I can do whatever the fish I please... wouldn't have wanted it any other way. But yes, there are 50 shares of FIRE indeed.